We are among the people than lend free money to our government. At the end of this month, the government will pay back the zero pct interest loan we gave in 2105. So, what to do with our tax return?
I’ve got to break free…. I want to break free, yeah…. I want, I want, I want, I want to break free. (Queen) Don’t we all want to be free?
The month of May was an expensive month at the Amber Tree house. And at the same time, it is the first month that we see the impact of the new rules for the Saving Rate. All in all, I am happy with results and the way our budgeting system lets us navigate through months … More Amber Index and Saving Rate – June 2016
When you plan to become Financially independent, you need a plan. Our plan is simple: life below our means and invest the rest. These monthly Amber index posts provide a follow up of the plan. I check if we are on track for FIRE in 2029.
Travel the world and the seven seas is important for us. Getting experiences over material possessions is what matters.Travel with 4 people requires money, a lot of money. We decided to set aside money in a travel fund.
Having an emergency fund is one of the must haves before you start to invest. I feel lucky, we do have an emergency fund. However, there are many small to medium size expenses that you plan for and thus, I do not consider these an emergency. How to save for those?
One of the goals for this blog is to hold myself accountable for my actions. It should provide a log of my progress towards FI in 2029. One way to do this is to log each month our saving rate and our Amber Index.
Following up our budget is a long standing habit for me. Since I started blogging a few months ago, I also publish the results online. It forces me to analyze the numbers and see where we can do better. As most of our moneyflows are automated, the numbers are somehow predictable.
A good plan is a flexible plan. It should allow to adjust to the new reality. If not, it is more heavy weight that you drag along rather than a map towards your destination. When reviewing one of the long term life objectives, it is to travel, to show the world to the kids. But … More What to do with the travel itch?
The past few weeks it has been quit calm on the blog front. Due to a busye period at work with a deadline to be met, I was not able to blog a lot, or worse, just follow up what others were talking about. That is why I am so excited to post another blog … More Amber index and Saving Rate November 2015