One of the goals for this blog is to hold myself accountable for my actions. It should provide a log of my progress towards FI in 2029. One way to do this is to log each month our saving rate and our Amber Index.
A month with no extra income like tax returns or a bonus is actually a below average month for us. This is a pattern I noticed in 2015. Actually, this is normal as our income is not evenly distributed in the months. The Year-to-date savings rate is doing well.
This report is typed on a new laptop we have. The other one had more than 8 years and had these “smart” events like hard disk errors or processor cores that created the typical blue windows screen… Thanks to our medium term budget, A buy like this is not visible.
Due to changes we plan to make in our budget, it will be a challenge to reach our overall 2016 goal. Let’s hope we can keep our spot in BSRI. We are in the gold league for now… but only just making the cut off…
Overall, we are still down from our personal high. We are even behind the FI plan. At this time, I do not worry about this. In 2029, this will all be forgotten.
How was your February?