personal – amber tree leaves

Emergency fund changes and interview announcement

26 May 2020

Last week, I made an adjustment to my emergency fund. See how I define my emergency fund size. … More Emergency fund changes and interview announcement

My money flow

15 April 2020

Find out how I let my money flow. … More My money flow

My version of the FIRE journey.

28 January 2020

Becoming FI has long been a dream of me. I guess it is the dream of a lot of people FiIRE enthousiasts. And yet, I do take a lot of actions that go against the FI journey logic. My steps in the other direction I take steps away from FI. To become FI, you should … More My version of the FIRE journey.

My new home…

30 October 2018

Part of a divorce is finding out what to to with the family home. We have found a solution for that. And it is not the most financial optimised solution. That is my lessons learned: there are limits to making rational, spreadsheet based decisions. How about following your feelings?

When a divorce ruins your FIRE plan

16 October 2018

Yes, I am in the middle of a divorce. And that s#cks. On all levels and deeper than I thought it would. When you make your FIRE plan, you pay yourself first, you plan for the sequence of return risk, you read about the 4pct rule and all other math driven aspects.

My Housing Story

19 March 2018

Inspired by Geldnerd and Meneer and Mevrouw, I share with you my housing story. There are some ggod lessons in here, and I want to document these for my kids and interested people. I hope you can avoid my mistakes

Would you pay now for a future health insurance?

12 March 2018

Our health is very precious to us. At the same time, our health is so vulnerable and for a big part out of our control. How do you deal with that liability? Well, I am willing to pay now to have access in the future to health insurance

How to invest your time wisely

19 February 2018

A few meetups ago, it became clear to me that the end goal of the whole FIRE journey is not hitting a well calculated number. The whole point of the journey is to discover yourself and design a life that is perfect for you and your family. In essence, it comes down to writing an … More How to invest your time wisely

Monthly investing in ETFs

30 October 2017

2 months ago, I decided to start again with our monthly investing. I am convinced that investing each month your salary surplus is the best way for the long term. And I have to admit: it is easier than it sounds. Our emotions screw up the plan easily!