I plan to make a few updates per year. This should be enough so you can see where/how it is evolving.
In order to give you an idea of the portfolio, I will first show you the overall picture
This is money standing on the sideline, waiting to be invested.
It is composed out of individual stocks I own as well as some specific products to invest. The biggest part however are the personal pension funds that we can have in Belgium.
The stocks I use to discover options are also part of this.
- Active funds
A post on the why and what is under construction
|Amundi First Eagle||10,67%|
|BGF- Global Allocation A2||9,99%|
|Carmignac Patrimoine A kap||9,87%|
|DNCA evolutif B||4,07%|
|DNCA Invest Eurose Class A||8,24%|
|DWS CONCEPT KALDEMORGEN LC||8,73%|
|Ethna Aktiv EA||9,09%|
|Flossbach von Storch – Multiple Opp IIRT||3,33%|
|Flosschbach – Multiple opportunities||4,01%|
|Franklin global fundamental strategies||8,56%|
|Invesco Balanced Risk allocation||8,11%|
|M&G optimal Income||8,03%|
This part of the portfolio is under construction. It is here that I invest each month.
having PHAU (gold) in the portfolio is an historical anomaly. I think it will stay there quite some time.
These are capital guaranteed and provide the basic stability of my portfolio.
The portfolio is split over 5 different companies. The reason for this is to avoid that all my money is with one provider that does a lousy job in managing my money. The downside of this diversification is that a winner only has limited impact. As I don’t know the winner upfront, I prefer to manage the worst case scenario.
By the end of 2015, the provider2 insurance will drop to a 0pct yield. Obviously, I will need to find an alternative for that. It is very likely that I reduce my insurance portfolio.
|provider||pct of assets|